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Stress - Portrait of a Killer:

The above video is worth watching more than once. Changes on the cellular and molecular level, neurological, chromosomal, hormonal, and others occur as a response to chronic or prolonged periods of stress. Those changes negatively affect our body's health and longevity. The obvious conclusion we must draw is that steps taken to reduce daily stress are desirable and can be lifesaving.

The discovery of the relationship between stress levels and deposits of torso fat is exciting, especially in light of America's obesity epidemic. Clearly, diet and exercise are very important. Exercise and diet programs designed to reduce body fat must be accompanied by others that are designed to reduce stress.

Dr. Mercola, whose bi-weekly newsletter I consider indispensable, lists the following physical areas that are damaged by stress:

  • Blood pressure
  • Cholesterol
  • Brain chemistry
  • Blood sugar levels
  • Hormonal balance

Many seniors, perhaps a majority, sooner or later experience stress over their financial situation. A long life increases the probability of eventually experiencing the problem of financial stress. That problem ought to be mitigated by appropriate earlier planning whenever possible.

For example, none of us likes to think about our own demise. Here are some sobering facts: If you were to pass away, the average funeral, including casket, is over $17,000. The price of a casket is between $2,500 and $10,000+, usually the most expensive item in a funeral. Cremation costs between $3,000 and $10,000. Life insurance can also help replace the income that your family would lose.

The immediate financial need resulting from our dying is that of final and funeral-related expenses. Final expense life-insurance policies of relatively small face amounts, $5 - $15 thousand can fill this need without hassles of tapping or liquidating other savings and investments, and fill the need fast. Just having this may relieve stress for a senior. Determine how relatively inexpensively this can be budgeted by clicking here.

Could You Sleep Soundly with This Sort of Financial Stress?

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